Michigan Uber & Lyft Accident Lawyers

Who Is Liable for an Uber or Lyft Accident in Michigan?

Because Michigan is a no-fault state, you will not need to prove liability to recover compensation after an auto accident, even when an Uber or Lyft driver is involved. Your claim will go through Personal Injury Protection (PIP) insurance.

However, if you are seriously injured, permanently disfigured, or the family member of someone who was killed in a car accident, PIP may not cover your needs. In these cases, you have the option to file a suit against the at-fault driver. We can help you find proof of liability so you can sue for further compensation after your PIP coverage has been exhausted.

When a Rideshare Driver Is At Fault

A standard Michigan insurance policy does not cover commercial activities like driving for Uber or Lyft. These apps therefore provide insurance coverage for all active drivers (more on that later) in case of accidents. This means, whether you’re a rider or another driver, you’ll need proof the at-fault party was working for Uber or Lyft at the time. A screenshot or photo of that person’s app typically serves as adequate evidence.

Don't Uber & Lyft Hire Safe Drivers?

Due to the safety concerns, these apps screen drivers for violations like speeding, DUIs, and other accidents. Serious red flags on someone’s record may cause them to rejected from Uber or Lyft, but drivers may be accepted with up to three minor violations within the past three years. This means it’s possible that you’ll be getting into a car with someone who has been recently pulled over for speeding, driving without a license, or another dangerous behavior.

When a Third-Party Driver Is At Fault

After any accident in which another driver is at fault, you will need to get that person’s name, contact information, and insurance details. As long as they’re not a rideshare or other paid driver, commercial activity does not matter here—their insurance is required to cover the claim no matter who they hit.

If that person is not insured or, as happens in many accidents, their policy limits do not cover the full cost of your injuries, you may be able to file an additional claim with Uber or Lyft’s uninsured/underinsured motorist coverage. 

Therefore, you’ll also want to preserve evidence you were a passenger in a rideshare vehicle at the time of the accident. A screenshot of your app at the scene, a copy of your ride history, and/or a trip receipt can be used to support your claim.

To learn more about your legal options after being in an Uber or Lyft accident in Michigan, contact Grewal Law PLLC today for a free, no-obligation consultation: (888) 211-5798.